Financial Fitness

How to save money with limited income

Saving money with limited income may seem like something that is so far from your grasp. When it comes to saving money for an emergency fund, most suggest you have 6 to 12 months saved. But realistically, in today’s job market, you’ll need to save even more, especially for the millennial generation. So how do you save with limited income? Figure…

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Career Tips

5 Salary Negotiation tips for Millennials

You’re out of college and are trying to tie down your first job offer. Negotiating your salary early in your career can be a challenge as you probably don’t have any evidence showcasing your skills to perform the job. According to payscale, these are some top reasons why Millennials don’t ask for a raise: I’m worried about losing my job…

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Career Tips

How to tell you’re ready for a career change

The majority of your time in your life is spent working. Working to keep up your lifestyle, your home life, and all of the other responsibilities you are entitled to. But what happens when you go to work every day and don’t feel like being there? Every day becomes an “I should have called in” day or an “I’d rather…

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Financial Fitness

Debt Consolidation: Pros and Cons

You may be thinking that the easiest way to control your debt is to consolidate it. But what so do you really know about debt consolidation? Before you make a decision, make sure you are aware of the pros and cons of consolidating your debt. What you find out may change the way you decide to control your finances. How…

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Savings

4 Tips for back to school savings

As summer comes to an end, thoughts of pencils, notebooks, backpacks, and water bottles come into mind. Back to school season is officially here and you may have noticed retailers offering back to school savings already. Shopping for clothes and supplies and be a dreadful task. Here are some tips to get what you need without breaking the bank. Set…

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Savings

8 Ways to save this summer

Summer has arrived and you shouldn’t have to sacrifice your summer fun with worrying about being burdened by bills. Looking for ways to cut down on some of your spending and expenses this summer? Here are some things to help you save in the summer heat Cut off the cable With all of the summer activities going on, who has…

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Savings

4 ways to save on energy costs this summer

Summer is one of my favorite times of the year. Ice cream trucks, swimming, and unlimited outdoor activities. If you live in a warmer climate like Texas, Arizona or Florida, you may find yourself in some hot temperatures and uncomfortable heat. In these types of climates, you tend to have more energy costs due to running your air conditioning more…

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Financial Fitness, Financial Wealth, Savings

Back to basics: A guide to banking products

Walking into a bank and starting to get you financial life together can be overwhelming, especially if you’re a young college student or graduate starting out. Banks and credit unions offer many different choices in products to fit your financial needs; some offering more than others. If you aren’t familiar with banking products, here a few of the basics. Checking…

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Career Tips

6 ways to stay motivated at work

Your job can often be a place where you walk in, ready to take on the world. Other times, you may feel unmotivated to even pick up a pen. Motivation isn’t something that you find on the side of the road or buy in a store. Motivation is self-propelled. So what happens when you lose your motivation? What is your…

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